| Product Name |
Professional Loan |
| Purpose |
Professional loans are targeted to those individuals who are working professionals in their respective fields and sectors for personal purposes. |
| Loan Amount |
1 Lakhs to 15 Lakhs term loan (None revolving) 5 Lakhs OD (within total limit of Nrs. 15 Lakhs)
**Note: – The limit can be change as per the NRB regulation |
| Interest Rate |
As per the published rate by the Bank |
| CIC Charge |
Rs. 250 per inquiry (For No Transaction Report) Rs. 550 per inquiry (For Transaction Report) |
| Document Required |
- Passport-size photograph of the applicant with the application
- Applicant’s Citizenship certificate
- Photographs and Citizenship Certificate of Guarantors
- Academic and Character certificate
- Â Personal Pan
- Bank/PAN statement for the income verification (at least six months)
- Net worth statement of application and undivided family member
- Multi Banking Declaration
|
