| Category |
Details |
| Purpose |
Professional Loan is targeted to those individuals who are working professionals in their respective fields and sectors for personal purpose. |
| Loan Amount |
- 1 Lakhs to 15 Lakhs term loan (Non-revolving)
- 5 Lakhs OD (within total limit of Nrs. 15 Lakhs)
(Note: – The limit can be change as per the NRB regulation) |
| Interest Rate |
Base Rate + up to 5% premium |
| CIC Charge |
- Rs. 250 per inquiry (For No Transaction Report)
- Rs. 550 per inquiry (For Transaction Report)
|
| Required Documents |
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Academic and Character certificate
- Personal Pan
- Bank/ PAN Statement for the income verification (at least six month)
- Net worth statement of application and undivided family member
- Multi Banking Declaration
|
