Housing/Real Estate Loan Details

Category Details
Purpose For the fulfillment of long-term personal commitment made by individuals while purchasing land, building or personal borrowing.
Loan Amount NPR 5 Lakh – 1 Crore 50 Lakh
Interest Rate Base Rate + upto 6% premium
Service Charge 1.25-1.50 %
CIC Charge
  • Rs. 250 per inquiry (For No Transaction Report)
  • Rs. 550 per inquiry (For Transaction Report)
Required Documents
  • Passport size photographs of Applicant
  • Applicant’s Citizenship certificate
  • Photographs and Citizenship certificate of Guarantors
  • Land ownership certificate (Lal Purja) with ownership type
  • Certified income source
  • Blue Print & trace
  • Malpot Receipt (Tiro Tireko Rasid)
  • Four Boundary Certificate (Char Killa)
  • House Construction Approval (Map) or Completion certificate (In Case of Building) from relevant office.

Other Personal Loan