| Product Name |
BUSINESS OVERDRAFT |
| Purpose |
All firms & companies registered in any government institution, Gharelu tatha uddhyog bibhag, or Uddhyog banijya tatha aapurti mantralaya banijya bibhag as per the private firm registration act 2014 or in the company registration office at least 2 years back and newly registered, but the business operation must be for at least 2 years, |
| Loan Amount |
NPR 5 lakhs to 10 Crore |
| Interest Rate |
Base Rate + up to 5% premium |
| CIC Charge |
Rs. 250 per inquiry (For No Transaction Report) Rs. 550 per inquiry (For Transaction Report) |
| Document Required |
- Passport-size photograph of the applicant with the application.
- Applicant’s Citizenship certificate.
- Photographs and Citizenship Certificate of Guarantors.
- Land ownership certificate (Lal Purja) with ownership type.
- Certified income source
- Blueprint& trace.
- Malpot Receipt (Tiro Tireko Rasid)
- Four Boundary Certificates (Char Killa)
- House Construction Approval (Map) or Completion Certificate (in case of building) from relevant office.
- Firm/Partnership/Company/Institution registration documents.
- PAN/VAT registration and all documents related to the organization with the last two years of audited financials & three years of projection reports.
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