1 CUSTOMER SERVICES
1.1 Manager’s Cheque/NRB cheque Issuance Free
1.2 Stop Payments of Cheque Free
1.3 Cheques Certified “Good for Payment” Free
1.4 Cancellation of Good for Payment/MC Rs 300/- per cheque
1.5 Issuance of Balance Certificates Free
1.6 Balance Reconfirmation Charge Free
1.7 Cheque Book Issuance against lost Cheque Book Rs 300/- per cheque book
1.8 Charge for uncollected Cheque Book Rs 250/- per cheque book. (Cheque books are kept for collection for up to 6 months, and if not collected by then, are to be destroyed and thereafter, NPR 250 to be charged to the customer account.
1.9 Cash withdrawal from withdrawal slip Rs 200/- per withdrawal (Waived for Earthquake Victims payment and for SBBL staff). The limit of withdrawal slip is Rs 50,000 per instance.
1.10 Enquiry relating to old records (more than 2 years) Rs. 200/- per request
1.11 Fixed Deposit Pre-mature a) No interest shall be paid if withdrawn within less than 3 months.
b) Interest Rate of normal saving to be applicable instead of Coupon rate and Less Two percent penalty rate on the calculated interest rate. (For example: If coupon rate of FD is 12% and depositor wants to pre-mature the FD then the applicable interest rate will be the interest rate of normal saving i.e 7% currently less 2% penalty which equals to 5%)
1.12 CCTV Footage Retrieval Rs 500/- (More Than One Week)
1.13 Account Statement For duplicate statement NPR 50 up to 3 months and NPR 100, for more than 3 months (Not applicable if NOT issued earlier for the same date)
1.14 Cheque Clearing (Outward Presentment)
i) Cheque below NPR 200,000.00 Free
ii) Cheque for NPR 200,000 and above As per the actual NCHL charge
1.15 Express Clearing As per the actual NCHL charge
1.16 High Value Clearing As per the actual NCHL charge
1.17 FCY Cheque Presentment As per the actual NCHL charge
1.1 Late Presentment Charge As per the actual NCHL charge
1.17 NCHL – IPS Charge
NPR Transactions (Fee in NPR)-Others
Up to 500 As per the actual NCHL charge
>500 to 5,000 As per the actual NCHL charge
>5,000 to 50,000 As per the actual NCHL charge
> 50,000 As per the actual NCHL charge
IPS Cancellation Fee As per the actual NCHL charge
Archive Fee Rs 300 per transaction
1.18 Inward Cheque return due to insufficient fund Rs 300/cheque
1.19 ABBS Fee Free
1.20 C-ASBA Rs 10 per application
2 CREDIT-RELATED CHARGE
2.1 CIB Charge As per Actual
2.2 Valuation Fee As per Actual
2.3 Valuation Fee ( if the valuation is done by Bank’s staff) Free
2.4 Interbank (Local) CIB Query Charge Rs 300 per CIB
2.5 Loan Renewal Fees  0.20% of Admin Fee
2.6 Loan Administration Fees
a) For Corporate, SME, Home Loan, Real estate Loan, Business Loan, Hire Purchase Loan, Working Capital Loan, Hydropower Loan 1% p.a.
b) Margin Lending Loan 0.25% p.a. if the loan amount is Nrs.10 million and above

0.50% p.a. if the loan amount is below Nrs.10 million

c) Other Loans 1% p.a.
2.7 Loan Against Fixed Deposit Receipt Additional 2% interest rate on the coupon rate
2.8 Pre-settlement or prepayment Charge 0.20% of admin fee applicable on the outstanding amount or prepaid amount (Waived if outstanding amount of loan is less than 50 lakh)
2.9 Penal Charge 2% per annum
2.10 Late Payment Fee Nil
2.11 Commitment Charge 0.20% of admin fees of the unutilized amount if loan not utilized for a minimum of 60% of the sanctioned loan in average.
2.12 Partial Release Charge Rs 2,000/- per release
2.13 Insurance Charge As per tariff of the insurance company
2.14 Public Notice publish Charges On Actual Basis
2.15 Loan Renewal Time Extension Charge
a) Time Extension up to 15 days 0.25% of the loan amount
b) Time Extension up to 30 days 0.50% of the loan amount
c) Time Extension for 30 days above 1% of the Loan amount
2.16 Temporary Handover of LORC (Land Ownership Registration) Certificate Recommendation Rs 500/-
2.17 Halsabik Letter Rs 500/- per letter
2.18 Recommendation letter for duplicate blue book issuance Rs 500/-
2.19 Vehicle Ownership Transfer in the name of customers Rs 1,000/- on each release
2.20 Valuator Listing Charge Rs 10,000/-
2.21 Valuator Renewal Charge Rs 5,000/-
2.22 Recommending for blacklisting or when recommending for delisting from the blacklist NPR 3,000 per recommendation
2.23 Issuance of Bank Guarantees, Bid-Bond, Performance Bond, Suppliers Credit Guarantee, Advance Payment Guarantee 1-2% p.a. (0.25%-0.50% per quarter) Minimum NPR 1,000
3 Digital Banking Services
1 SCT Debit card
a) SCT Debit Card Issuances -NPR 250/- at the time of Issuance

-NPR 200/- as an annual charge

-NPR 1,000/- in case the customer wishes to pay the charges for 5 years upfront.

b) Re-Issue after Expiry of SCT Debit cards NPR 200/-
c) SCT Debit Card re-print due to loss of cards NPR 200/-
d) Pin Regeneration of SCT Debit cards NPR 100/-
e) Card Blocked/ Unblocked of SCT Debit cards  NPR 100/-
f) SCT Debit Card not received within 6 Months (Disposal Charge) NPR 250/-
g) Supplementary Card NPR 250/-
2 Mobile Banking
a) First-time subscription Free
b) Annual Renewal NPR 200 /-
c) Mobile Banking Password Reset NPR 50/-
d) IBFT Transfer IBFT Charge Effective From- 2078-05-29