| 1 | CUSTOMER SERVICES | |
| 1.1 | Manager’s Cheque/NRB cheque Issuance |
Rs 250/- flat |
| 1.2 | Stop Payments of Cheque | a) Rs 300/- per instruction for same branch account
b) Rs 500/- per instruction for other branches cheques |
| 1.3 | Cheques Certified “Good for Payment” | a) Rs 300/- per cheque for same branch account
b) Rs 500/- per cheque for other branches cheques |
| 1.4 | Cancellation of Good for Payment/MC | NPR 250/- per Cheque |
| 1.5 | Issuance of Balance Certificates | Rs 500/- (Waived for BFI’s and Company for audit purpose) |
| 1.6 | Balance Reconfirmation Charge | Rs 400/- flat |
| 1.7 | Cheque Book Issuance against lost Cheque Book |
Rs 250/- per cheque book |
| 1.8 | Charge for uncollected Cheque Book | Rs 250/- per cheque book. (Cheque books are kept for collection for up to 6 months, and if not collected by then, are to be destroyed and thereafter, NPR 250 to be charged to the customer account. |
| 1.9 | Cash withdrawal from withdrawal slip | Rs 200/- per withdrawal (Waived for Earthquake Victims payment and for SBBL staffs) |
| 1.10 | Enquiry relating to old records (more than 2 years) |
Rs. 200/- per request |
| 1.11 | Fixed Deposit Pre-mature | a) No interest shall be paid if withdrawn within less than 3 months. b) Interest Rate of normal saving to be applicable |
| 1.12 | CCTV Footage Retrieval | Rs 500/- (More Than One Week ) |
| 1.13 | Account Statement | For duplicate statement NPR 50 up to 3 months and NPR 100 for more than 3 months ( Not applicable if NOT issued earlier for same date) |
| 1.14 | Cheque Clearing (Outward Presentment) |
|
| i)Cheque below NPR 200,000.00 | Nill | |
| ii)Cheque for NPR 200,000 and above | Rs 50 | |
| 1.15 | Express Clearing | NPR 250.00 per cheque |
| 1.16 | Late Presentment Charge | NPR 200.00 per cheque |
| 1.17 | NCHL – IPS Charge | |
| NPR Transactions (Fee in NPR)- Others | ||
| Up to 500 | Rs 5 | |
| >500 to 5,000 | Rs 10 | |
| >5,000 to 50,000 | Rs 20 | |
| > 50,000 | Rs 30 | |
| IPS Cancellation Fee | Rs 200 | |
| Archive Fee | Rs 300 per transaction | |
| 1.18 | Inward Cheque return due to insufficient fund |
a) Rs 200 for credit customers
b) Rs 300 for other customers |
| 2 | CREDIT RELATED CHARGE | |
| 2.1 | CIB Charge | As per Actual |
| 2.2 | Valuation Fee | As per Actual |
| 2.3 | Valuation Fee ( if valuation is done by Bank’s staffs) |
Rs 2,000/- |
| 2.4 | Interbank CIB Query Charge | Rs 200/- flat |
| 2.5 | Loan Renewal Fees | |
| a) Loan amount 10 million and above | 0.75% of Loan amount | |
| b) Loan amount below 10 million | 1% of Loan amount | |
| 2.6 | Loan Administration Fees | |
| a) For Corporate, SME, Home Loan, Real estate Loan, Business Loan, Hire Purchase Loan, Margin Lending Loan, Working Capital Loan, Hydropower Loan |
0.75% if loan amount is NPR 10 million and above and 1% if loan amount is less than 10 million |
|
| b) Other Loans | 1.25% if loan amount is NPR 10 million and above and 1.50% if loan amount is less than 10 million |
|
| 2.7 | Loan Against Fixed Deposit Receipt | Additional 2% interest rate on coupon rate |
| 2.8 | Pre-settlement or prepayment Charge | 2% of outstanding amount or prepaid amount (Waived if paid from self income or paid due to increase in interest rate) |
| 2.9 | Penal Charge | 2% per annum |
| 2.10 | Late Payment Fee | Rs 500/- for every EMI/EQI/Interest Amount overdue in the client’s respective loan account unlike his/ her repayment schedule |
| 2.11 | Commitment Charge | 1% of the unutilized amount if loan not utilized for minimum of 70% of sanctioned loan in average. |
| 2.12 | Partial Release Charge | Rs 2,000/- per release |
| 2.13 | Insurance Charge | As per tariff of insurance company |
| 2.14 | Public Notice publish Charges | On Actual Basis |
| 2.15 | Loan Renewal Time Extension Charge | |
| a) Time Extension up to 15 days | 0.25% of loan amount | |
| b) Time Extension up to 30 days | 0.50% of loan amount | |
| c) Time Extension for 30 days above | 1% of Loan amount | |
| 2.16 | Temporary Handover of LOR (Land Ownership Registration) Certificate Recommendation |
Rs 500/- |
| 2.17 | Halsabik Letter | Rs 500/- per letter |
| 2.18 | Recommendation letter for duplicate blue book issuance |
Rs 500/- |
| 2.19 | Vehicle Ownership Transfer in the name of customers |
Rs 1,000/- on each release |
| 2.20 | Valuator Listing Charge | Rs 5,000/- |
| 2.21 | Valuator Renewal Charge | Rs 2,000/- |
| 2.22 | Recommending for blacklisting or when recommending for delisting from the blacklist |
NPR 3,000 per recommendation |
| 2.23 | Issuance of Bank Guarantees, Bid- Bond, Performance Bond | 1-2% pa ( 0.25% per quarter ) Minimum NPR 1,000 |