| 1 | CUSTOMER SERVICES | |
| 1.1 | Manager’s Cheque/NRB cheque Issuance | Free |
| 1.2 | Stop Payments of Cheque | Free |
| 1.3 | Cheques Certified “Good for Payment” | Free |
| 1.4 | Cancellation of Good for Payment/MC | Rs 300/- per cheque |
| 1.5 | Issuance of Balance Certificates | Free |
| 1.6 | Balance Reconfirmation Charge | Free |
| 1.7 | Cheque Book Issuance against lost Cheque Book | Rs 300/- per cheque book |
| 1.8 | Charge for uncollected Cheque Book | Rs 250/- per cheque book. (Cheque books are kept for collection for up to 6 months, and if not collected by then, are to be destroyed and thereafter, NPR 250 to be charged to the customer account. |
| 1.9 | Cash withdrawal from withdrawal slip | Rs 200/- per withdrawal (Waived for Earthquake Victims payment and for SBBL staff). The limit of withdrawal slip is Rs 50,000 per instance. |
| 1.10 | Enquiry relating to old records (more than 2 years) | Rs. 200/- per request |
| 1.11 | Fixed Deposit Pre-mature | a) No interest shall be paid if withdrawn within less than 3 months. |
| b) Interest Rate of normal saving to be applicable instead of Coupon rate and Less Two percent penalty rate on the calculated interest rate. (For example: If coupon rate of FD is 12% and depositor wants to pre-mature the FD then the applicable interest rate will be the interest rate of normal saving i.e 7% currently less 2% penalty which equals to 5%) | ||
| 1.12 | CCTV Footage Retrieval | Rs 500/- (More Than One Week) |
| 1.13 | Account Statement | For duplicate statement NPR 50 up to 3 months and NPR 100, for more than 3 months (Not applicable if NOT issued earlier for the same date) |
| 1.14 | Cheque Clearing (Outward Presentment) | |
| i) | Cheque below NPR 200,000.00 | Free |
| ii) | Cheque for NPR 200,000 and above | As per the actual NCHL charge |
| 1.15 | Express Clearing | As per the actual NCHL charge |
| 1.16 | High Value Clearing | As per the actual NCHL charge |
| 1.17 | FCY Cheque Presentment | As per the actual NCHL charge |
| 1.1 | Late Presentment Charge | As per the actual NCHL charge |
| 1.17 | NCHL – IPS Charge | |
| NPR Transactions (Fee in NPR)-Others | ||
| Up to 500 | As per the actual NCHL charge | |
| >500 to 5,000 | As per the actual NCHL charge | |
| >5,000 to 50,000 | As per the actual NCHL charge | |
| > 50,000 | As per the actual NCHL charge | |
| IPS Cancellation Fee | As per the actual NCHL charge | |
| Archive Fee | Rs 300 per transaction | |
| 1.18 | Inward Cheque return due to insufficient fund | Rs 300/cheque |
| 1.19 | ABBS Fee | Free |
| 1.20 | C-ASBA | Rs 10 per application |
| 2 | CREDIT-RELATED CHARGE | |
| 2.1 | CIB Charge | As per Actual |
| 2.2 | Valuation Fee | As per Actual |
| 2.3 | Valuation Fee ( if the valuation is done by Bank’s staff) | Free |
| 2.4 | Interbank (Local) CIB Query Charge | Rs 300 per CIB |
| 2.5 | Loan Renewal Fees | 0.20% of Admin Fee |
| 2.6 | Loan Administration Fees | |
| a) | For Corporate, SME, Home Loan, Real estate Loan, Business Loan, Hire Purchase Loan, Working Capital Loan, Hydropower Loan | 1% p.a. |
| b) | Margin Lending Loan | 0.25% p.a. if the loan amount is Nrs.10 million and above
0.50% p.a. if the loan amount is below Nrs.10 million |
| c) | Other Loans | 1% p.a. |
| 2.7 | Loan Against Fixed Deposit Receipt | Additional 2% interest rate on the coupon rate |
| 2.8 | Pre-settlement or prepayment Charge | 0.20% of admin fee applicable on the outstanding amount or prepaid amount (Waived if outstanding amount of loan is less than 50 lakh) |
| 2.9 | Penal Charge | 2% per annum |
| 2.10 | Late Payment Fee | Nil |
| 2.11 | Commitment Charge | 0.20% of admin fees of the unutilized amount if loan not utilized for a minimum of 60% of the sanctioned loan in average. |
| 2.12 | Partial Release Charge | Rs 2,000/- per release |
| 2.13 | Insurance Charge | As per tariff of the insurance company |
| 2.14 | Public Notice publish Charges | On Actual Basis |
| 2.15 | Loan Renewal Time Extension Charge | |
| a) | Time Extension up to 15 days | 0.25% of the loan amount |
| b) | Time Extension up to 30 days | 0.50% of the loan amount |
| c) | Time Extension for 30 days above | 1% of the Loan amount |
| 2.16 | Temporary Handover of LORC (Land Ownership Registration) Certificate Recommendation | Rs 500/- |
| 2.17 | Halsabik Letter | Rs 500/- per letter |
| 2.18 | Recommendation letter for duplicate blue book issuance | Rs 500/- |
| 2.19 | Vehicle Ownership Transfer in the name of customers | Rs 1,000/- on each release |
| 2.20 | Valuator Listing Charge | Rs 10,000/- |
| 2.21 | Valuator Renewal Charge | Rs 5,000/- |
| 2.22 | Recommending for blacklisting or when recommending for delisting from the blacklist | NPR 3,000 per recommendation |
| 2.23 | Issuance of Bank Guarantees, Bid-Bond, Performance Bond, Suppliers Credit Guarantee, Advance Payment Guarantee | 1-2% p.a. (0.25%-0.50% per quarter) Minimum NPR 1,000 |
| 3 | Digital Banking Services | |
| 1 | SCT Debit card | |
| a) | SCT Debit Card Issuances | -NPR 250/- at the time of Issuance
-NPR 200/- as an annual charge -NPR 1,000/- in case the customer wishes to pay the charges for 5 years upfront. |
| b) | Re-Issue after Expiry of SCT Debit cards | NPR 200/- |
| c) | SCT Debit Card re-print due to loss of cards | NPR 200/- |
| d) | Pin Regeneration of SCT Debit cards | NPR 100/- |
| e) | Card Blocked/ Unblocked of SCT Debit cards | NPR 100/- |
| f) | SCT Debit Card not received within 6 Months (Disposal Charge) | NPR 250/- |
| g) | Supplementary Card | NPR 250/- |
| 2 | Mobile Banking | |
| a) | First-time subscription | Free |
| b) | Annual Renewal | NPR 200 /- |
| c) | Mobile Banking Password Reset | NPR 50/- |
| d) | IBFT Transfer | IBFT Charge Effective From- 2078-05-29 |