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Financial Report

Present Capital Structure of the bank
Authorized Capital Rs.700 Million
Issued Capital Rs.471.946 Million
Paid up Capital Rs.262.192 Million

RATES

Interest Rates

Fixed Deposit

Time PeriodInterest Rate
3 Month (Quarterly Paid)10.50%
6 Month (Quarterly Paid)10.75%
1 Year (Monthly Paid)11.0%
1 Year (Quarterly Paid)11.50%
2 Years (Monthly Paid)11.50%
2 Years (Quarterly Paid)12.0%
More Then 2 Year Negotiable


Saving Accounts

Title Interest
Sajilo Bachat 6.5%
Suva Laxmi Bachat Khata 6.5%
Bal Balika Bachat Khata 6.5%
Jestha Nagarik Samman Bachat Khata 6.5%
Sanchayakosh Bachat Khata 6.5%
Shareholder Bachat Khata 7.0%
Masik Kramik Bachat Khata 6.5%
Sindhu Premium Bachat Upto 6.5%*
Remittance Bachat Khata 7.0%
Sadharan Bachat Khata 8.0%
Karja Nominee Khata 6.5%
Lagani Bachat Khata 6.5%
Khushi Bachat Khata 8.5%


Loan & Advance

Title Interest
Hire Purchase Loan Base Rate+Up To 6%
Education Loan Base Rate+Up To 4%
Real Estate Loan Base Rate+Up To 6%
House Construction Loan Base Rate+Up To 5%
Home Loan Base Rate+Up To 5%
Agricultural Loan Base Rate+Up To 4%
Foreign Employment Loan Base Rate+Up To 5%
Consortium Loan Negotiable
Business Term Loan Base Rate+Up To 6%
Industrial Term Loan Base Rate+Up To 5%
Margin lending loan Base Rate+Up To 5%
Women entrepreneur loan Base Rate+Up To 4%
Deprive sector loan Base Rate+Up To 4%
Overdraft (Business / Industrial / service) Base Rate+Up To 5%
SME Loan Base Rate+Up To 5%
Hydropower Loan Base Rate+Up To 4%
Personal Term Loan Base Rate+Up To 6%
Microfinance Loan Base Rate+Up To 5%
Working Capital Loan Base Rate+Up To 5%
** Base Rate =11.53% 11.53%